Financial solutions to facilitate homeownership

To facilitate homeownership in Malaysia, various Government-assisted schemes are introduced to enable first-time house buyers and youths to purchase a home. Financial institutions in Malaysia also offer competitive products to eligible borrowers to purchase or construct a home.

Government Assisted Financial Schemes
Skim Jaminan Kredit Perumahan
Guarantee scheme to enable applicants above 18 years old with good repayment capability but without fixed income, to purchase their first home priced up to RM300,000.
My First Home Scheme (Skim Rumah Pertamaku)
Guarantee scheme that enables applicants below the age of 40 with monthly income of up to RM5,000 (for single) and RM10,000 (married) to purchase homes of up to RM500,000.
BSN My Home (Skim Perumahan Belia)
Financing facility to assist single or married youths between 21 to 45 years old, with income of up to RM10,000 to own their very first home.
Special Financing Scheme
PR1MA Special End Financing Scheme
Financing facility to assist applicants above 21 years old to purchase PR1MA homes with flexible loan repayment.